Online Money Market Account
4.86% - 5.15% APY*
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Maximize your earnings with the FNBO Direct Online Money Market Account. Discover the perfect blend of liquidity and high yields for your financial goals.

Account Summary

  • An FNBO Direct Online Money Market Account has no monthly service fees or minimum balance requirements.
  • Use our mobile app to watch your savings grow. Access paperless statements, make deposits, transfer money to other accounts and more through our mobile app.
  • FNBO is a member of the Federal Deposit Insurance Corporation (FDIC), which means you can have peace of mind that your deposit accounts are insured.
  • Easy access to your money 24/7.
  • Six free withdrawals per month1.
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Additional Features

Online Banking

Manage your finances - and your peace of mind - simply and securely.

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Mobile Banking

Safely and securely access your FNBO Direct accounts anywhere, anytime with our mobile app.

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Direct Deposit

Don't forget to pay yourself first with recurring deposits into your Online Savings Account!

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Online Money Market Account

Online Money Market Account Rates

Annual Percentage Yield (APY) as of 08-31-2024

4.86% APY*
Interest Rate - 4.75%
Minimum Deposit to Open - $0
Minimum Balance for APY - $0 to $24,999.99

4.86% APY*
Interest Rate - 4.75%
Minimum Deposit to Open - $0
Minimum Balance for APY - $25,000 to $99,999.99

5.05% APY*
Interest Rate - 4.94%
Minimum Deposit to Open - $0
Minimum Balance for APY - $100,000 to $499,999.99

5.15% APY*
Interest Rate - 5.03%
Minimum Deposit to Open - $0
Minimum Balance for APY - $500,000 to $999,999.99

5.15% APY*
Interest Rate - 5.03%
Minimum Deposit to Open - $0
Minimum Balance for APY - $1,000,000 to $2,499,999.99

5.15% APY*
Interest Rate - 5.03%
Minimum Deposit to Open - $0
Minimum Balance for APY - $2,500,000.00 and above

* FNBO Direct Online Money Market Account Annual Percentage Yield is accurate as of 08-31-2024 and is subject to change after that date. Rates may also change after the account is opened. Fees may reduce earnings. There is no minimum deposit to open an account. See the Disclosures for additional information and limitations.

1 You may make no more than six transfers and withdrawals from the account during any calendar month. Additional withdrawals will be subject to a $5.00 fee each. See the Online Deposit Accounts Terms & Conditions under Services Agreement for further information. For security reasons, there may be other limits on the transfers and withdrawals that you can make. If these limitations are exceeded, we may close the account and move your balance to another account (which could be a non-interest-bearing account).

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Deposit Accounts offered by First National Bank of Omaha, Member FDIC. Deposits are insured to the maximum permitted by law. P.O. Box 3707, Omaha, Nebraska, 68103-0707