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High-Yield Online Savings Account
4.75% APY1

With our great rate, when was the last time your money worked this hard for you?

Account Summary

  • A FNBO Direct High-Yield Online Savings Account has no monthly fees or minimum balance requirements, you can even open an account with as little as $1
  • Get access to your money anytime and save with the confidence of first-class online security. Plus, with easy transfer options, send money to and from your accounts easily

Additional Features

Online Banking

Manage your finances - and your peace of mind - simply and securely.

Mobile Banking

Safely and securely access your FNBO Direct accounts anywhere, anytime with our mobile app.

Digital Payments

Apple PayTM – Visa SRC – Samsung Pay; whatever your preference, pay with convenience.

Direct Deposit

Don't forget to pay yourself first with recurring deposits into your Online Savings Account!

Online Savings Account Rates

High-Yield Online Savings Account

Annual Percentage Yield (APY) as of 02-16-2024

APY1 - 4.75%

Interest Rate - 4.65%
Minimum Deposit to Open - $1.00
Minimum Balance for APY - $0.01

1 FNBO Direct High-Yield Online Savings Account Annual Percentage Yield is accurate as of 02-16-2024 and is subject to change after that date. Rates may also change after the account is opened. Fees may reduce earnings. Minimum deposit to open an account is $1.00. Maximum principal deposit balance: $1,000,000. See the Disclosures for additional information and limitations.